Senior Expert Data Analyst & Credit Risk Modeler

About the role

We are looking for a senior‑level professional to join our data and risk teams in Tirana. The role is full‑time, hybrid and focuses on turning complex data into actionable insights and robust credit risk models.

Key responsibilities

• Analyze complex datasets to generate business insights and support decision‑making.
• Develop, validate and maintain credit risk models for various lending products.
• Perform statistical analyses and quantitative model validation.
• Maintain and improve data quality, design data models and ensure accurate reporting.
• Communicate findings and recommendations effectively to stakeholders across the bank.

Required profile

• Master’s degree in Statistics, Data Science, Economics, Finance or a related field (preferred).
• Strong analytical mindset with attention to detail and problem‑solving abilities.
• Experience in banking, financial services or credit risk modelling is an advantage.
• Excellent communication skills and ability to work in a hybrid environment.

Required skills

• Proficiency with SQL.
• Programming in Python and/or R.
• Experience using statistical tools for quantitative analysis and model validation.
• Data modelling expertise, especially for credit risk assessment.